Mortgage, EMI & Amortization Schedule: free online, no upload
Calculate monthly mortgage or loan EMI, total interest and a full amortization schedule. Compare rates and tenures, add extra payments, and download the schedule.
How to use Mortgage, EMI & Amortization Schedule
- Open the tool: Open Mortgage, EMI & Amortization Schedule on this page. It loads in a few seconds and runs inside your browser tab.
- Add your input: Add your property, plot and payment data or type the values. Nothing is uploaded to any server.
- Adjust and preview: Change the options and check the live preview until the result is exactly what you need.
- Download or copy: Download the result or copy it. You can repeat it as many times as you like, free.
Key features
- Monthly EMI and total interest
- Full amortization table
- Extra and lump-sum payments
- Any currency
- CSV export
Popular uses
- Home and car loan planning
- Compare bank offers
- Plan early repayment
- Budgeting
Frequently asked questions
How is EMI calculated?
EMI = P·r·(1+r)^n / ((1+r)^n − 1), where r is the monthly rate and n the number of months.
Is Mortgage, EMI & Amortization Schedule free?
Yes, 100% free with no limits. Online Free Tools is a free welfare project supported only by ads. Full power is unlocked by inviting friends, never by paying.
Are my files uploaded?
No. Mortgage, EMI & Amortization Schedule runs inside your browser, so your data stays on your device.
Does it work on mobile?
Yes. It works in Chrome, Safari, Edge and Firefox on Android, iPhone, Windows and Mac.
Built with open-source technology: chartjs/Chart.js.
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No subscriptions. No payments. Ever. Full power is unlocked by inviting friends, never by paying.
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